Summit State Bank is committed to providing a superior customer service experience, supporting Sonoma County's community and economy... More...

EXPERIENCE OUR $50,000,000 SONOMA COUNTY
SMALL BUSINESS LENDING PROGRAM

Summit State Bank is infusing $50,000,000 into our community to support local economic growth and job creation. Find out more!

DEFINING COMMUNITY BANKING AT ITS BEST

As a community bank, we are dedicated to serving Sonoma County. Summit State Bank is more than just your bank, we are your partner in finding ways to support our community and our economy. We support our customers by buying their products and using their services whenever possible. We believe that by banking locally, you are making a difference in our community’s economy. Just by banking at a Sonoma County-based bank, you are helping fund local loans, provide local jobs and even supporting local nonprofits that provide life-changing services in our community.

In addition to our consistently strong financial stability, our responsive, knowledgeable and friendly staff will change the way you look at what your bank can really do for you. Our Summit Way Service Standards outline our unwavering commitment to the exceptional service our customers receive.

BASIC FDIC INSURANCE COVERAGE PERMANENTLY INCREASED TO $250,000 PER DEPOSITOR

On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The standard maximum insurance amount of $100,000 had been temporarily raised to $250,000 until December 31, 2013. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category.

The temporary increase from $100,000 to $250,000 was effective from October 3, 2008, through December 31, 2010. On May 20, 2009, the temporary increase was extended through December 31, 2013. With this permanent increase of deposit insurance coverage to $250,000, depositors with CDs above $100,000 but below $250,000 will no longer have to worry about losing coverage on those CDs maturing beyond 2013.

For questions about how this increase in coverage affects you, please call or visit your branch manager or read the FDIC's Press Release.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.