Checking Accounts
Summit State Bank offers checking accounts that meet almost every need. Whether you write just a few checks a month or you have complex requirements, our services offer you economy, convenience, flexibility and security. Chose from totally free checking to high interest rate Money Market checking. There is a $100 minimum deposit required to open a checking account.
Every checking account comes with a free debit card giving you access to over 32,000 surcharge free ATMs nationwide.
Use SummitOnline Banking for all your daily banking needs including unlimited on-line bill payments, Positive Pay anti-fraud check validation, account transfers and balance inquiries.
Totally Free Checking - Want free unlimited checking?
- Unlimited check writing
- Unlimited electronic bill payments using SummitOnline Banking
- No per check charge
- No monthly service charge
- No minimum balance
- Unlimited ATM usage
Auto Pay Free Checking + Interest
- Offered to individuals with any form of direct deposit or direct payment
- No per check charge
- No monthly service charge
- Unlimited checking writing
- Unlimited ATM usage
- Free online banking
$500 Minimum + Interest - Do you keep $500 in your checking account?
- No per check charge
- No monthly service charge
- Unlimited checking writing
- Interest paid on deposits
- $6.00 service charge if your balance falls below $500.00
- Unlimited ATM usage
- Free online banking
50+ Free Checking + Interest - Are you 50 years or older?
- No per check charge
- No monthly service charge
- Unlimited checking writing
- Interest paid on deposits
- No minimum balance
- Unlimited ATM usage
- Free online banking
Wall Street Checking + Interest - Want unlimited check writing and a high interest rate?
- No per check charge
- Unlimited checking writing
- Interest paid on deposits
- Maintain $2500.00 daily balance to earn the highest rate
- $8.00 monthly service charge if balance falls below $1000.00
- Unlimited ATM usage
- Free online banking
No Minimum Checking + Interest
- No per check charge
- No monthly service charge
- Unlimited checking writing
- $4.00 service charge each monthly statement cycle
- Unlimited ATM usage
- Free online banking


