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Michael Floyd
EVP and Chief Credit Officer
Michael Floyd brings over 40 years of lending and banking experience to his role as Chief Credit Officer. Prior to joining Summit State Bank, he was Senior Vice President and Senior Credit Administrator for Bank of the Sierra, Executive Vice President and Chief Credit Officer of Technology Credit Union and Senior Vice President and Chief Credit Officer of Montecito Bank and Trust. He earned his Bachelor of Arts (BA) degree in Economics from Revelle College at the University of California at San Diego. Mike is also a graduate of Pacific Coast Banking School (PCBS) and served as faculty for the past seven years. PCBS is a three-year Graduate School of Banking with over 12,000 alumni for bank leaders and held on the campus of the University of Washington.
Before moving to Santa Rosa, Michael and his wife, lived in Solvang. He has a long history of volunteering and serving on boards of community nonprofits. In addition, he served on the Loan Committee of California Community Reinvestment Corporation and the Housing Trust for Santa Barbara County.
