Summit State Bank, an award-winning community bank, welcomes the opportunity to serve your banking needs.


Earn 3.25% APY** on your Summit Consumer Savings and if the Federal Reserve changes interest rates, we will split the differences of the change and share it with you - 50/50.

Open a Winning Combination Summit Consumer Package which consists of a non-interest-bearing checking* and a savings account either online or at any of our five branch locations.

With your Winning Combination, you’ll have easy access to your
money, mobile banking, online banking with bill payment, and
receive an order of basic Summit checks.


Open Your Winning Combination Summit Consumer Package Online »


Five Sonoma County locations to serve you:

Santa Rosa Main
500 Bicentennial Way

1001 Vine Street

Montgomery Village
2300 Midway Drive

Rohnert Park
10 Raley’s Towne Centre

100 Petaluma Blvd.
South, Ste. A


* Requires a non-interest-bearing Summit Consumer checking account with a minimum balance of $25,000 to obtain the Summit Consumer Package features. If the average balance falls below $25,000, a $15 monthly fee will be assessed.
** The Annual Percentage Yield (APY) is accurate as of November 4, 2022. The minimum to open and obtain the APY is $50,000. If the average balance falls below $15,000, a $10 monthly fee will be assessed. Interest bearing accounts have a variable rate. The APY and interest rate may change without prior notice. Interest is compounded daily and credited monthly to the account. Fees may reduce earnings. Funds for both accounts must be new money. At account opening, you will receive disclosures which will provide all the specific terms and conditions of the accounts. All new accounts are subject to Summit State Bank approval.