Privacy Policy

Reviewed September 2024.

What Does Summit State Bank Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

- Social Security number and income
- Account balances and payment history
- Transaction history and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. Below, we list the reasons financial companies can share this information, whether Summit State Bank chooses to share, and if you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Summit State Bank Share?	Can You Limit This Sharing?
For our everyday business purposes—such as to process transactions, maintain accounts, respond to court orders, or report to credit bureaus	Yes	No
For our marketing purposes—to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes—information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes—information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?

Call 707-568-6000 or visit www.summitstatebank.com.

Who We Are

Who is providing this notice? Summit State Bank

What We Do

How does Summit State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Summit State Bank collect my personal information?

We collect your personal information when you:

- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why Can't I Limit All Sharing?

Federal law gives you the right to limit only:

- Sharing for affiliates' everyday business purposes—information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you

State laws and individual companies may grant additional rights to limit sharing.

Definitions

Affiliates: Companies related by common ownership or control, both financial and nonfinancial.

- Summit State Bank does not share with affiliates.

Nonaffiliates: Companies not related by common ownership or control, both financial and nonfinancial.

- Summit State Bank does not share with nonaffiliates for marketing purposes.

Joint Marketing: A formal agreement between nonaffiliated financial companies to market financial products or services together.

- Summit State Bank does not engage in joint marketing.

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Notice At Collection
California Consumer Privacy Act (CCPA)

CCPA requires Summit State Bank to inform consumers of the categories and purposes of Personal Information (PI) we collect. We collect the following categories of PI: your name, address, Tax ID and Social Security Numbers, driver’s license, passport or ID card number, date of birth, telephone number, email address, bank account number, other financial information, beneficiary information, benefit elections, internet or other electronic network activity including IP address, geolocation, browsing history and website interactions. We collect PI for purposes such as validating identification, communication with you, processing payroll, processing financial transactions, offering and tracking employment benefits and target marketing. The requirements of the CCPA do not apply to personal information collected that is subject to the Gramm-Leach-Bliley Act (GLBA).