7 Tips to Establish Good Savings Habits
If you wait to see what income is left over after paying expenses, you are less likely to save. Determine in advance how much money you plan to deposit each month. If you receive a raise, increase the amount of money deposited into your savings account.
Becoming Financially Fit
It's never too late to assess your finances, gain control, and stick to a new budget or savings plan. Taking control of your personal finances will allow you to save and prepare for unexpected expenses. Get financially fit by following the tips.
The Importance of Creating a Budget
The key to a good budget is including as much information as possible so you can adequately prepare and plan. It's important to keep accurate records of your spending so you can see where you can save money and how much you can reasonably spend.
Understanding Your Credit Score
A person's credit score is one of the factors that lenders consider when they extend a line of credit or loan (e.g., auto loans, mortgage loans or personal loans). Lenders often use the number to determine rates, terms and risk.
Financial Wellness Plan – Your Money Values and Influences
During challenging financial times, staying proactive rather than reactive is essential for aintaining financial wellness. Creating a structured plan that reflects your personal values and goals will help you navigate uncertainties and secure your financial future.
7 Essential Financial Tips for New College Graduates to Prepare for the Real World
As a new college graduate, the transition into the "real world" can be daunting, especially when it comes to managing your finances. Here are some essential financial tips to help you prepare for this new chapter in your life.
It is Financial Literacy Month, but what does it mean to be Financially Literate?
Being financially literate means having the knowledge, skills, and confidence to manage your personal finances effectively. It involves understanding financial concepts such as budgeting, saving, investing, and managing debt. Financial literacy also includes being aware of financial products and services available to you and being able to make informed decisions about them.
5 Ways To Save At The Pump
With gas prices at record highs, you may feel helpless about the cost to fill up your vehicles. Here are several ways to save yourself some money at the pump. Travel Strategically: Plan ahead and combine errands to reduce the amount of fuel you use. While driving, be conscientious and avoid aggressive acceleration and braking. Consider public transportation and carpooling with friends.
Saving Water Saves You Money
Water is a precious resource. Being mindful of your household water use will not only lower the cost of your monthly utility bill and save you money each month, it can also help to minimize the harmful effects of the drought in our community.
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Summit State Bank will never phone, text or email you to request private information such as account number, social security number, card number, or password. Do not respond to requests for such information.
When logging in, you may be prompted to use a one-time code, in addition to your username and password. This code will be communicated to you through either an automated voice call or a text message.